Debt Strategy & Credit Coaching

Your Debt Has a Strategy. Do You?

Most people are guessing — making minimum payments and hoping for the best. Dom Maier Finance gives you the tools and coaching to build a real plan, improve your credit, and get out of debt faster than you thought possible.

$1.2T
US credit card debt — and most people have no payoff plan
30%
Of your FICO score is credit utilization alone
$6k
Average interest paid annually on credit card debt
11yr
How long minimum payments take on a $10k balance at 22% APR

"The difference between people who get out of debt and those who don't isn't income — it's having a clear, data-driven plan."

— Dom Maier
Debt Payoff Strategy
Credit Score Optimization
Utilization Analysis
Avalanche & Snowball Methods
1-on-1 Credit Coaching
Financial Education
Debt Payoff Strategy
Credit Score Optimization
Utilization Analysis
Avalanche & Snowball Methods
1-on-1 Credit Coaching
Financial Education
What We Do
Three Ways to Help You Win Financially
01
The Debt Simulator
Enter your balances, APRs, and credit limits. Instantly see your payoff timeline, how much interest you'll pay, and exactly how paying down one card could move your credit score.
Try the simulator →
02
Credit Coaching
One-on-one sessions built around your credit profile. We identify what's holding your score back, build a custom improvement plan, and give you the exact steps to execute it.
Book a session →
03
Financial Resources
Vetted debt consolidation, personal loan, and credit monitoring options — matched to where you actually are financially, not just the highest-commission product.
Explore the shop →
The Tool
Stop Guessing. See Your Numbers.
01

Payoff Scenario Modeling

Compare minimum payments, double payments, and custom plans side by side — with exact interest costs for each.

02

Credit Score Projection

Enter your current score and see estimated point gains for each paydown scenario — including when you cross into a new tier.

03

Strategy Comparison

Avalanche vs Snowball vs minimum only — see which saves the most money and gets you debt-free fastest.

Access the Simulator →
Current FICO
641

Fair Range

Credit Utilization72%
Total Debt$31,400
Monthly Minimum$624/mo
Payoff at Minimum14.2 years
Total Interest Cost$22,800
Pay to 30% utilization →
+47 pts

Tools, Templates & Playbooks

Dispute letter templates, payoff worksheets, negotiation scripts, mortgage readiness checklists — everything you need to execute your plan, available instantly.

Browse the Shop →
YOUR PHOTO HERE
About Dom Maier
Built for People Who Were Never Taught This Stuff

Most of us were never shown how credit actually works, how debt compounds against you quietly every month, or what a real payoff plan looks like. The financial system wasn't built to explain itself — and that gap costs people thousands of dollars a year.

Dom Maier Finance exists to close that gap. Through no-nonsense tools, straight-talk coaching, and vetted financial resources, I help people understand their numbers and build real momentum — not just hope for the best.

Data-Driven

Every recommendation starts with your actual numbers — not generic advice.

No Gimmicks

No promises of overnight results. Just honest strategy and consistent execution.

Education First

We explain the why behind every strategy so you stay in control.

Results Focused

Tools and coaching designed around one outcome — your financial progress.

Get Started

Ready to Build Your Debt Exit Plan?

Start with the Debt Simulator to see where you stand — then book a coaching session to build the plan that actually gets you out.

Try the Simulator → Book a Consultation →