Debt Strategy & Credit Coaching

Your Debt Has a
Strategy.
Do You?

Most people are guessing — making minimum payments and hoping for the best. Dom Maier Finance gives you the tools and coaching to build a real plan, improve your credit, and get out of debt faster than you thought possible.

$1.2T
US credit card debt — and most people have no payoff plan
30%
Of your FICO score is credit utilization alone
$6k
Average interest paid annually on credit card debt
11yr
How long minimum payments take on a $10k balance at 22% APR

"The difference between people who get out of debt and those who don't isn't income — it's having a clear, data-driven plan."

— Dom Maier
Debt Payoff Strategy Credit Score Optimization Utilization Analysis Avalanche & Snowball Methods 1-on-1 Credit Coaching Financial Education Debt Payoff Strategy Credit Score Optimization Utilization Analysis Avalanche & Snowball Methods 1-on-1 Credit Coaching Financial Education
What We Do

Three Ways to Help You
Win Financially

Whether you want to explore the numbers yourself, get personalized guidance, or find the right financial products for your situation — we have a path for you.

01
The Debt Simulator

Enter your balances, APRs, and credit limits. Instantly see your payoff timeline, how much interest you'll pay, and exactly how paying down one card could move your credit score.

Try the simulator
02
Credit Coaching

One-on-one sessions built around your credit profile. We identify what's holding your score back, build a custom improvement plan, and give you the exact steps to execute it.

Book a session
03
Financial Resources

Vetted debt consolidation, personal loan, and credit monitoring options — matched to where you actually are financially, not just the highest-commission product.

Explore options
The Tool

Stop Guessing.
See Your Numbers.

The Debt Simulator gives you a precise picture of where you stand and what changes move the needle most. Enter your debts and let the data guide your next move.

01
Payoff Scenario Modeling

Compare minimum payments, double payments, and 6, 12, 24 month payoff plans side by side — with exact interest costs for each.

02
Credit Score Projection

Enter your current score and see estimated point gains for each paydown scenario — including when you cross into a new credit tier.

03
Strategy Comparison

Avalanche vs Snowball vs minimum only — see which strategy saves you the most money and gets you debt-free the fastest.

Debt Simulator Results Preview
641
Current FICO · Fair Range
Credit Utilization72%
Total Debt $31,400
Monthly Minimum $624 / mo
Payoff at Minimum 14.2 years
Total Interest Cost $22,800
Pay to 30% utilization →
Est. score improvement
+47 pts
Unlock Your Full Report →
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About Dom Maier

Built for People Who Were Never
Taught This Stuff

Most of us were never shown how credit actually works, how debt compounds against you quietly every month, or what a real payoff plan looks like. The financial system wasn't built to explain itself — and that gap costs people thousands of dollars a year.

Dom Maier Finance exists to close that gap. Through no-nonsense tools, straight-talk coaching, and vetted financial resources, I help people understand their numbers and build real momentum — not just hope for the best.

Data-Driven

Every recommendation starts with your actual numbers — not generic advice.

No Gimmicks

No promises of overnight results. Just honest strategy and consistent execution.

Education First

We explain the why behind every strategy so you stay in control.

Results Focused

Tools and coaching designed around one outcome — your financial progress.

Get Started

Ready to Build
Your Debt Exit Plan?

Start with the Debt Simulator to see where you stand — then book a coaching session to build the plan that actually gets you out.

Try the Simulator Book a Consultation

Educational information only. Not financial or credit repair advice.